Capital that builds community
TREC Community Investors specializes in capital that builds community. If you are a for-profit or nonprofit organization interested in pursuing a commercial real estate project benefiting low-to-moderate-income families and their communities, we may be able to offer you access to the capital and technical assistance you need.
Currently, our loans are targeted for projects in Dallas and Collin counties
Through this partnership, you can gain two distinct benefits:
Access to Financial Capital
As a 501(c)(3) organization, Community Investors is certified by the U.S Department of the Treasury as a Community Development Financial Institution (CDFI). We provide flexible loans for qualifying organizations that want to transform underserved communities.
Access to Expertise and Technical Assistance
If you want to revitalize neighborhoods and need a proven partner as a resource, we invite you to inquire about a loan.
Development, acquisition, and/or renovation of commercial or mixed-use facilities
1 percent origination fee
Loan FAQs (Frequently Asked Questions)
How does TREC Community Investors provide loans?
TREC Community Investors is a Community Development Financial Institution (CDFI) that provides access to capital and technical assistance for real estate projects serving low-to-moderate-income neighborhoods or low-to-moderate-income communities.
What does it mean to be a CDFI?
Certified by the U.S. Treasury Department, a Community Development Financial Institution (CDFI) is a class of financial institution that caters to underserved and often low-to-moderate-income communities. CDFIs can be banks, credit unions, venture capital funds, or loan funds (such as TREC Community Investors).
Which customers does our CDFI serve?
To date, our loans have supported organizations with qualified projects in Dallas and Collin counties. Typical customers include:
- Nonprofit and for-profit developers
- Social service providers
- Charter schools
- Small businesses
- Healthcare facilities
- Childcare providers
Who oversees our CDFI?
Our CDFI is governed by a Board of Directors and an Advisory Board.
How is Community Investors different from a traditional lender?
Since our loans support projects in underserved and distressed neighborhoods, they represent inherently higher risk by conventional lending standards. Our customers may not be able to qualify for a traditional loan due to a lack of comparable projects or sufficient collateral. However, we can provide funding for those who share our goals and have a minimal repayment risk.
We also mitigate that risk by supporting our customers with pro bono development services and real estate training. Our educational programs — such as Real Estate Bootcamp and Real Estate 101 for Nonprofits — help to move projects toward successful outcomes through opportunities for mentorship and professional networking.
Do you make mortgage loans for single-family homes?
No, we do not make long-term loans to direct purchasers. Our focus is providing bridge loans or lines of credit to housing developers.
How can I apply or get involved?
If you are interested in applying for a loan, participating in a community training program, or volunteering, please contact Community Investment Manager Kawanise Mims.